These Terms and Conditions govern your access to and use of the Saving Plan Finance website and the services we offer. Please read them carefully. By accessing this website or engaging our services, you accept these terms in full.
About us
Saving Plan Finance is an independent financial services and advisory firm operating from 3718 Dixon St, Santa Barbara, CA 93105, USA. You can contact us by telephone on +1 805-569-0195 or by email at contact@savingplanfinance.org.
Acceptance of these terms
By using this website you confirm that you accept these terms and agree to comply with them. If you do not accept them, please discontinue your use of the site. We may update these terms from time to time, and the version published on this page is the version that applies at the time of your use.
Nature of the information published
The content on this website is provided for general information and education only. It does not take your personal objectives, financial situation or needs into account, and it is not financial, legal, tax or accounting advice. It is not an offer, solicitation or recommendation to buy or sell any product, and it does not constitute an offer of credit or insurance.
Before acting on anything you read here, you should consider whether it is appropriate for your circumstances and, where appropriate, seek independent professional advice. Where we provide personal advice to a client, that advice is given under a separate engagement and is documented in writing.
No guarantee of outcomes
We do not guarantee approval of any loan, credit facility or insurance application, nor any particular interest rate, premium, return or tax outcome. Approval, pricing and terms are determined by the relevant lender, insurer or authority based on their own assessment criteria. Past performance of any investment is not a reliable indicator of future performance.
Third-party products and providers
Where we arrange products on your behalf, those products are provided by third parties such as lenders and insurers. Your contract is with that provider and is governed by their terms and product disclosure documents. We are not responsible for the performance of third-party products, and any complaint about a provider’s product should be directed to that provider in the first instance.
Use of this website
You agree to use this website lawfully and responsibly. In particular, you agree not to:
- Use the site in any way that breaches applicable law or regulation
- Attempt to gain unauthorised access to any part of the site, its servers or connected systems
- Introduce viruses, malicious code or other harmful material
- Interfere with the proper working of the site or another person’s use of it
- Reproduce, republish or commercially exploit our content without written permission
- Submit false, misleading or incomplete information through our forms
We may suspend or restrict access to the site if we reasonably believe these terms have been breached.
Accuracy of information
We take care to keep the information on this website accurate and current. However, product features, rates, fees, eligibility criteria and legislation change frequently, and information may become outdated. We make no warranty that the content is complete, accurate or free from error at the time you access it.
Intellectual property
The content of this website, including text, graphics, logos, illustrations and layout, is owned by or licensed to Saving Plan Finance and is protected by copyright and other intellectual property laws. You may view, download for personal use and print pages from the site for your own reference, but you may not modify, reproduce, distribute or use the content commercially without our prior written consent.
Submissions and communications
Information you submit through our website forms is used to respond to your enquiry and to provide the services you request, in accordance with our Privacy Policy. By submitting information you confirm that it is accurate and that you are entitled to provide it.
Email and form communications over the internet are not fully secure. Please do not send sensitive documents unless we have arranged a secure method with you.
Newsletter terms
Where you subscribe to our newsletter, you consent to receive it at the email address you provided. You may withdraw that consent at any time by using the unsubscribe link in any email or by visiting our unsubscribe page, and removal from the list takes effect immediately. Newsletter content is general information only and is subject to the same limitations described above.
External links
This website may contain links to third-party websites, including lenders, insurers and mapping services. Those links are provided for convenience only. We do not control those sites and are not responsible for their content, privacy practices or availability. Inclusion of a link does not imply endorsement.
Limitation of liability
To the maximum extent permitted by law, Saving Plan Finance and its advisers, employees and agents are not liable for any loss or damage arising from your use of this website or your reliance on any information published on it, including indirect, incidental or consequential loss, or loss of profit, data or opportunity. Nothing in these terms excludes or limits liability that cannot lawfully be excluded, including liability for fraud.
Indemnity
You agree to indemnify Saving Plan Finance against claims, losses, liabilities and expenses arising from your breach of these terms or from your unlawful use of this website.
Governing law
These terms are governed by the laws applicable in the State of California, United States, and the parties submit to the jurisdiction of the courts of that state. Where you access the website from another jurisdiction, you are responsible for complying with local laws.
Accessibility
We aim to make this website usable by as many people as possible. If you experience any difficulty accessing our content, please contact us and we will provide the information in an alternative format.
Changes to these terms
We may revise these Terms and Conditions at any time by updating this page. Continued use of the website after any change constitutes acceptance of the revised terms, so we recommend reviewing this page periodically.
Contact us
If you have questions about these terms, please contact us:
- Saving Plan Finance
- 3718 Dixon St, Santa Barbara, CA 93105, USA
- Telephone: +1 805-569-0195
- Email: contact@savingplanfinance.org